Frequently asked questions

Crown iconGeneral

Minus iconPlus iconWhat is Funding Empire?

Minus iconPlus iconWhat does Funding Empire do?

Minus iconPlus iconIs Funding Empire regulated by the FCA?

Minus iconPlus iconIs Funding Empire regulated by any other body?

Minus iconPlus iconWhat would happen if Funding Empire became insolvent or ceased trading?

Lenders

Minus iconPlus iconWhat is the eligibility criteria for a borrower to be able to register and apply for a loan?

Minus iconPlus iconHow do you calculate lender returns figures?

Minus iconPlus iconWhat are my tax implications as a personal lender?

Minus iconPlus iconWhat are my tax implications if lending as a business?

Minus iconPlus iconWhat are your default rates?

Minus iconPlus iconWhat is the criteria to register as a lender?

Minus iconPlus iconHow do I deposit money into my Funding Empire account to start lending?

Minus iconPlus iconWhere and how do you hold lenders money?

Minus iconPlus iconHow do I withdraw my available funds from my Funding Empire account?

Minus iconPlus iconHow much can I lend out through Funding Empire

Minus iconPlus iconWhat are the lender fees?

Minus iconPlus iconHow can I access my money before a loan term comes to an end?

Minus iconPlus iconWhat happens if a borrower can’t repay their repayment(s)?

Minus iconPlus iconCan you outline the risks of lending through Funding Empire?

Minus iconPlus iconWhen will funds I transfer to you by bank transfer appear in my Funding Empire account?

Minus iconPlus iconWhy can't I deposit money in my lender account by debit / credit card?

Minus iconPlus iconHow do I withdraw funds from my Funding Empire account?

Minus iconPlus iconWhat do you class as a 'late payment'?

Crown iconBLX - Asset backed loans

This section relates to our collaboration with The Business Exchange Limited (BLX) to deliver lenders with pre-originated asset backed loans to invest in.

Minus iconPlus icon Who is the borrower for these asset backed loans?

Minus iconPlus icon What is the aim of the collaboration between Funding Empire and BLX?

Minus iconPlus icon Who are the team behind BLX and ABF?

Minus iconPlus icon What is the process for BLX originating asset backed loans to their own borrowers?

Minus iconPlus icon Can you explain how loans flow through this model from start to end?

Minus iconPlus icon What happens if the BLX borrower does not pay BLX on time?

Minus iconPlus icon What happens if BLX don't pay Funding Empire on time?

Minus iconPlus icon Can these loans be settled early by BLX?

Minus iconPlus icon What security do Funding Empire lenders have?

Minus iconPlus icon What security do BLX take from their borrowers?

Crown iconLoan Marketplace

Minus iconPlus iconWhat is the ‘Loan Marketplace’

Minus iconPlus iconWhat is accrued interest?

Minus iconPlus iconWhat is the buyer rate?

Minus iconPlus iconCan I remove a loan part from the secondary market that I have already put up for sale?

Minus iconPlus iconWhat is the difference between the original bid rate and the buyer rate?

Minus iconPlus iconHow do I sell my loan parts?

Minus iconPlus iconHow much will my loan part be sold for?

Minus iconPlus iconWhat restrictions are in place for loan parts that I am able to sell?

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