Join our existing lenders who
are currently earning an average
interest rate of 10.53%* (gross)
You can start lending
from just £20
Borrowers make monthly
repayments of capital and
interest to lenders
All of our asset backed loans
are secured by hard assets
You choose which businesses
you would like to lend to
We don't charge any fees for investing.
The rate you
lend at is the rate you receive.
It's free to register and
there are no charges for the
deposit or withdrawal of your funds
* This is the average weighted gross interest rate for all loans originated up to and including 14/12/2019, across all risk ratings and all loan terms. The equivalent net figure, after making a provision for bad debt, is 9.23% (pre-tax).
These figures have been calculated using the whole of our loan book and were calculated on the 14/12/2019 for all loans originated up until this date. The net figure has been calculated by making a provision for estimated bad debt rate of 1.30%. We have used an estimated bad debt figure as we have yet to experience any bad debts. All figures and information are accurate as of 14/12/2019.
Risk Warning: You are making direct loans to businesses when using our platform and the value of your investments can go down as well as up. You need to be aware that your capital is at risk and that we recommend spreading your investments to help minimise the risk of overexposure to any one business. You could lose all or part of your capital. Any loan parts listed for sale on our 'Loan Marketplace' are not guaranteed to be sold; a sale will only occur when a willing buyer decides to purchase them.
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